Insurance Coverage

Most insurers recognize the demand for and benefits of including chiropractic care in their coverage. As primary care physicians, Doctors of Chiropractic do not need a referral from a medical physician unless specifically required by your plan. While some insurers limit coverage for chiropractic services, many plans pay for all or most services. These include, but are not limited to, spinal and extremity adjusting, soft tissue therapy, physiotherapy, rehabilitative exercises, examination, imaging, and laboratory testing. Nutrition counseling and treatment is commonly beneficial to patients, but is not covered by insurance.

Increasing/Requesting Chiropractic Benefits

If you have no chiropractic coverage through your health plan or are interested in requesting an increase in your chiropractic benefits, your human resources manager should be contacted.  You should inquire when determinations regarding health benefits are made and report concerns and suggestions to the human resources manager or benefits administrator.  If you do not know who would be the appropriate person, you should inquire with management to determine who makes decisions regarding employee benefits.   

A brief overview of information regarding the efficacy and cost effectiveness of chiropractic care is available here.  This information is especially helpful in educating individuals who make employee benefit determinations.  If you are visiting a doctor who is hesitant to refer to a doctor of chiropractic, or who would like more information on chiropractic care, it may also be helpful to share this information with them.

More Insurance Info

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Insurance Complaints

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